Terms of Service
Last updated: May 22, 2026
1. Website Purpose
The thinkSimpli website and its digital resources are designed to provide educational information and tools to assist Ontario residents and small business owners in understanding financial concepts, insurance planning, and economic trends. Our goal is to empower users through financial literacy.
2. No Professional Advice Disclaimer
The content, tools, and calculators provided on this site are for instructional and informational purposes only. They do not constitute legal, tax, accounting, or professional financial advice tailored to your specific situation. Use of this website does not create a fiduciary or advisor-client relationship unless a formal engagement agreement is signed.
3. No Guarantees
While we strive for transparency and accuracy, financial markets and tax legislation in Ontario are subject to change. thinkSimpli makes no guarantees regarding the performance of any strategy, the accuracy of third-party data, or the specific outcomes of using our digital tools.
4. Consultation & Recommendations
Financial planning is or should be highly personalized. We strongly recommend scheduling a one-on-one consultation with our licensed advisors to review your unique data before implementing any strategy. Recommendations provided during formal consultations will be documented in a written engagement letter.
5. Third-Party Services & Links
Our site may feature logos or links to third-party institutions (such as insurance carriers or financial platforms). These mentions do not constitute an endorsement, and we are not responsible for the content, privacy policies, or practices of any third-party websites.
6. Intellectual Property
All content, including text, graphics, proprietary calculators, and eBooks, is the property of thinkSimpli and is protected by Canadian copyright and intellectual property laws. You may use our resources for personal, non-commercial use only.
7. Limitation of Liability
To the maximum extent permitted by law, thinkSimpli and its advisors shall not be liable for any direct, indirect, or consequential losses resulting from the use of the website information or reliance on digital planning tools.
8. Privacy Reference
Your use of this site is also governed by our Privacy Policy, which outlines how we handle data in compliance with Ontario and Canadian privacy regulations.
9. Changes to Terms
We reserve the right to update these terms at any time. Significant changes will be noted by updating the 'Last Updated' date at the top of this page. Continued use of the site constitutes acceptance of the new terms.
10. Contact Information
If you have questions about these Terms of Service or our financial counseling services, please contact vikas.gupta@thinksimpli.com.